Property Tax & Hazard Risk Record: ZIP Code 13807, Otsego County
What owning here costs and what the federal hazard record says. Every figure below carries its source, its vintage, and its margin of error. Nothing is modelled or predicted.
Estimated annual property tax
This applies the ZIP code’s median effective tax rate to a price you chose. It is not an assessment of any property, and no individual home is described by it.
Median property tax paid
Census survey estimate for the whole ZIP code area, not a bill for any property.
Median home value
1.66% effective rate — median tax divided by median value.
Composite hazard rating
FEMA’s own rating for this area, apportioned from census tracts by population. Planning purposes only.
Hazard breakdown
Six hazards from the FEMA National Risk Index for 13807.
| Hazard | FEMA rating |
|---|---|
| Inland flooding | Relatively Moderate |
| Coastal flooding | Not applicable here |
| Wildfire | Very Low |
| Hurricane | Very Low |
| Strong wind | Relatively Low |
| Tornado | Relatively Low |
Source: FEMA National Risk Index, December 2025. How this was derived
How this rate compares
Median effective property tax rate for this ZIP code, its county, and its state.
0%scale to 2.5%
Source: US Census ACS 5-Year, tables B25103 and B25077, 2020-2024. How this was derived
Nearby ZIP codes
Ranked by distance between Census internal points.