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FEMA NRI December 2025

Property Tax & Hazard Risk Record: ZIP Code 23005, Hanover County

What owning here costs and what the federal hazard record says. Every figure below carries its source, its vintage, and its margin of error. Nothing is modelled or predicted.

± $172High reliability

Median property tax paid

$2,710

Census survey estimate for the whole ZIP code area, not a bill for any property.

± $25,091High reliability

Median home value

$402,700

0.67% effective rate — median tax divided by median value.

10 tracts

Composite hazard rating

Relatively Low

FEMA’s own rating for this area, apportioned from census tracts by population. Planning purposes only.

How 23005 compares across Virginia

Where this ZIP code’s figures fall among the other ZIP codes in Virginia with a comparable estimate. Capped or floored figures and estimates with a wide margin of error are left out on both sides, so a position is stated only where the survey supports one.

  • Effective property tax rate: higher than about 60% of 713 comparable ZIP codes in Virginia.
  • Median property tax paid: higher than about 75% of 737 comparable ZIP codes in Virginia.
  • Median home value: higher than about 75% of 740 comparable ZIP codes in Virginia.

Source: US Census ACS 5-Year, tables B25103 and B25077, 2020-2024. How this was derived

Hazard breakdown

Six hazards from the FEMA National Risk Index for 23005.

Every rating is FEMA’s own, apportioned from 10 census tracts and weighted by population.
Inland floodingRelatively Low
Coastal floodingNo rating published
WildfireVery Low
HurricaneRelatively Low
Strong windRelatively Moderate
TornadoRelatively Low

Source: FEMA National Risk Index, December 2025. How this was derived

How this rate compares

Median effective property tax rate for this ZIP code, its county, and its state.

0%scale to 2.5%

ZIP 230050.67%
Hanover County0.64%
Virginia0.61%
Compare with another ZIP code
ZIP codes in county8
Counties this ZIP spans1
Crosswalk methodPopulation weighted

Source: US Census ACS 5-Year, tables B25103 and B25077, 2020-2024. How this was derived

Estimate your monthly payment in this ZIP

Monthly cost of owning here

$1,685per month
Principal & interest:$1,517
Property tax:$168
$50,000$300,000$2,500,000
Down payment

Not included until you add it. This site publishes no insurance prices, because no free authoritative source exists; enter an annual premium from an insurer to include it.

Principal and interest use the price, down payment and interest rate you enter, over 30 years. Property tax applies this ZIP code’s effective tax rate from the US Census American Community Survey. Not a loan estimate.

Nearby ZIP codes

Ranked by distance between Census internal points.

More ZIP codes in Hanover County

Other ZIP codes in the same county, by code. Each has its own record.