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FEMA NRI December 2025

Property Tax & Hazard Risk Record: ZIP Code 28560, Craven County

What owning here costs and what the federal hazard record says. Every figure below carries its source, its vintage, and its margin of error. Nothing is modelled or predicted.

± $87High reliability

Median property tax paid

$1,267

Census survey estimate for the whole ZIP code area, not a bill for any property.

± $14,207High reliability

Median home value

$216,900

0.58% effective rate — median tax divided by median value.

15 tracts

Composite hazard rating

Relatively High

FEMA’s own rating for this area, apportioned from census tracts by population. Planning purposes only.

How 28560 compares across North Carolina

Where this ZIP code’s figures fall among the other ZIP codes in North Carolina with a comparable estimate. Capped or floored figures and estimates with a wide margin of error are left out on both sides, so a position is stated only where the survey supports one.

  • Effective property tax rate: higher than about 30% of 716 comparable ZIP codes in North Carolina.
  • Median property tax paid: higher than about 40% of 734 comparable ZIP codes in North Carolina.
  • Median home value: higher than about 45% of 732 comparable ZIP codes in North Carolina.

Source: US Census ACS 5-Year, tables B25103 and B25077, 2020-2024. How this was derived

Hazard breakdown

Six hazards from the FEMA National Risk Index for 28560.

Every rating is FEMA’s own, apportioned from 15 census tracts and weighted by population.
Inland floodingRelatively Low
Coastal floodingRelatively Low
WildfireRelatively Low
HurricaneVery High
Strong windRelatively Moderate
TornadoRelatively High

Source: FEMA National Risk Index, December 2025. How this was derived

How this rate compares

Median effective property tax rate for this ZIP code, its county, and its state.

0%scale to 2.5%

ZIP 285600.58%
Craven County0.70%
North Carolina0.67%
Compare with another ZIP code
ZIP codes in county8
Counties this ZIP spans2
Crosswalk methodPopulation weighted

Source: US Census ACS 5-Year, tables B25103 and B25077, 2020-2024. How this was derived

Estimate your monthly payment in this ZIP

Monthly cost of owning here

$1,663per month
Principal & interest:$1,517
Property tax:$146
$50,000$300,000$2,500,000
Down payment

Not included until you add it. This site publishes no insurance prices, because no free authoritative source exists; enter an annual premium from an insurer to include it.

Principal and interest use the price, down payment and interest rate you enter, over 30 years. Property tax applies this ZIP code’s effective tax rate from the US Census American Community Survey. Not a loan estimate.

Nearby ZIP codes

Ranked by distance between Census internal points.

More ZIP codes in Craven County

Other ZIP codes in the same county, by code. Each has its own record.