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FEMA NRI December 2025

Property Tax & Hazard Risk Record: ZIP Code 52049, Clayton County

What owning here costs and what the federal hazard record says. Every figure below carries its source, its vintage, and its margin of error. Nothing is modelled or predicted.

± $268High reliability

Median property tax paid

$2,383

Census survey estimate for the whole ZIP code area, not a bill for any property.

± $31,336High reliability

Median home value

$170,800

1.40% effective rate — median tax divided by median value.

3 tracts

Composite hazard rating

Relatively High

FEMA’s own rating for this area, apportioned from census tracts by population. Planning purposes only.

How 52049 compares across Iowa

Where this ZIP code’s figures fall among the other ZIP codes in Iowa with a comparable estimate. Capped or floored figures and estimates with a wide margin of error are left out on both sides, so a position is stated only where the survey supports one.

  • Effective property tax rate: higher than about 70% of 837 comparable ZIP codes in Iowa.
  • Median property tax paid: higher than about 70% of 879 comparable ZIP codes in Iowa.
  • Median home value: higher than about 55% of 856 comparable ZIP codes in Iowa.

Source: US Census ACS 5-Year, tables B25103 and B25077, 2020-2024. How this was derived

Hazard breakdown

Six hazards from the FEMA National Risk Index for 52049.

Every rating is FEMA’s own, apportioned from 3 census tracts and weighted by population.
Inland floodingRelatively High
Coastal floodingNot applicable here
WildfireVery Low
HurricaneVery Low
Strong windRelatively High
TornadoRelatively High

Source: FEMA National Risk Index, December 2025. How this was derived

How this rate compares

Median effective property tax rate for this ZIP code, its county, and its state.

0%scale to 2.5%

ZIP 520491.40%
Clayton County1.27%
Iowa1.24%
Compare with another ZIP code
ZIP codes in county14
Counties this ZIP spans1
Crosswalk methodPopulation weighted

Source: US Census ACS 5-Year, tables B25103 and B25077, 2020-2024. How this was derived

Estimate your monthly payment in this ZIP

Monthly cost of owning here

$1,866per month
Principal & interest:$1,517
Property tax:$349
$50,000$300,000$2,500,000
Down payment

Not included until you add it. This site publishes no insurance prices, because no free authoritative source exists; enter an annual premium from an insurer to include it.

Principal and interest use the price, down payment and interest rate you enter, over 30 years. Property tax applies this ZIP code’s effective tax rate from the US Census American Community Survey. Not a loan estimate.

Nearby ZIP codes

Ranked by distance between Census internal points.

More ZIP codes in Clayton County

Other ZIP codes in the same county, by code. Each has its own record.