Property Tax & Hazard Risk Record: ZIP Code 86544, Apache County
What owning here costs and what the federal hazard record says. Every figure below carries its source, its vintage, and its margin of error. Nothing is modelled or predicted.
Median property tax paid
Census survey estimate for the whole ZIP code area, not a bill for any property.
Median home value
The Census caps median tax paid at $10,000 and this ZIP code sits at the cap. Divided against the other figure that produces a ratio no US jurisdiction levies — an artefact of the censoring rather than a rate anyone pays — so it is not shown.
Composite hazard rating
FEMA’s own rating for this area, apportioned from census tracts by population. Planning purposes only.
Hazard breakdown
Six hazards from the FEMA National Risk Index for 86544.
| Hazard | FEMA rating |
|---|---|
| Inland flooding | Relatively High |
| Coastal flooding | Not applicable here |
| Wildfire | Relatively Moderate |
| Hurricane | Very Low |
| Strong wind | Relatively Low |
| Tornado | Very Low |
Source: FEMA National Risk Index, December 2025. How this was derived
How this rate compares
Median effective property tax rate for this ZIP code, its county, and its state.
0%scale to 2.5%
Source: US Census ACS 5-Year, tables B25103 and B25077, 2020-2024. How this was derived
Nearby ZIP codes
Ranked by distance between Census internal points.