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FEMA NRI December 2025

Property Tax & Hazard Risk Record: ZIP Code 97121, Clatsop County

What owning here costs and what the federal hazard record says. Every figure below carries its source, its vintage, and its margin of error. Nothing is modelled or predicted.

± $866Medium reliability

Median property tax paid

$2,468

Census survey estimate for the whole ZIP code area, not a bill for any property.

± $88,035Medium reliability

Median home value

$426,700

0.58% effective rate — median tax divided by median value.

1 tract

Composite hazard rating

Very High

FEMA’s own rating for this area, apportioned from census tracts by population. Planning purposes only.

How 97121 compares across Oregon

Where this ZIP code’s figures fall among the other ZIP codes in Oregon with a comparable estimate. Capped or floored figures and estimates with a wide margin of error are left out on both sides, so a position is stated only where the survey supports one.

  • Effective property tax rate: higher than about 25% of 352 comparable ZIP codes in Oregon.
  • Median property tax paid: higher than about 40% of 359 comparable ZIP codes in Oregon.
  • Median home value: higher than about 50% of 356 comparable ZIP codes in Oregon.

Source: US Census ACS 5-Year, tables B25103 and B25077, 2020-2024. How this was derived

Hazard breakdown

Six hazards from the FEMA National Risk Index for 97121.

Every rating is FEMA’s own, apportioned from 1 census tracts and weighted by population.
Inland floodingRelatively High
Coastal floodingVery High
WildfireRelatively Low
HurricaneNot applicable here
Strong windRelatively Moderate
TornadoVery Low

Source: FEMA National Risk Index, December 2025. How this was derived

How this rate compares

Median effective property tax rate for this ZIP code, its county, and its state.

0%scale to 2.5%

ZIP 971210.58%
Clatsop County0.61%
Oregon0.71%
Compare with another ZIP code
ZIP codes in county7
Counties this ZIP spans1
Crosswalk methodSingle tract

Source: US Census ACS 5-Year, tables B25103 and B25077, 2020-2024. How this was derived

Estimate your monthly payment in this ZIP

Monthly cost of owning here

$1,662per month
Principal & interest:$1,517
Property tax:$145
$50,000$300,000$2,500,000
Down payment

Not included until you add it. This site publishes no insurance prices, because no free authoritative source exists; enter an annual premium from an insurer to include it.

Principal and interest use the price, down payment and interest rate you enter, over 30 years. Property tax applies this ZIP code’s effective tax rate from the US Census American Community Survey. Not a loan estimate.

Nearby ZIP codes

Ranked by distance between Census internal points.

More ZIP codes in Clatsop County

Other ZIP codes in the same county, by code. Each has its own record.